Everything we do benefits you.

You’re not just a customer, you are a MEMBER and an OWNER.

personal loan 600_600 (1)

Apply for membership

Online: Visit to apply for membership. You will receive your member number and password within 24 business hours.
In-person: You will receive your member number and password in branch.

$25 = 4 accounts

  • Checking
  • Savings
  • Misc. savings
  • Holiday club

Access your online banking account

Visit or download the mobile app to log into online banking. Your username will be your member number and your password will the be the one you receive via email or mail. *Enroll with estatements to save $4 per month.

Activate your atm/debit card

Your card will be sent to your mailing address on file in an unmarked envelope. Your PIN can be set up using the instructions included with your card. Allow 14 days from the date of your minimum deposit is met for these to arrive.

  • Employees of sponsoring companies, or their retirees or family members, can join Southern Security Federal Credit Union as a lifetime member and remain a member whether or not you continue working for the company.
  • Credit union’s typically offer better interest rates and lower fees than banks.
  • Your account is insured by the National Credit Union Administration, which is backed by the U.S. government.
  • Your checking and savings accounts earn dividends.
  • Our mobile banking app allows you to do most of your banking on your phone.
  • We have several locations for your convenience and more than 5,600 affiliated branches nationwide.

Kirby T.

I've been with SSFCU since 2017. Awesome staff!

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Korlon P.

I'm a new member with Southern Security Federal Credit Union. I called the Southaven branch and Angela informed me that...

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Ken and Eileen

We have been customers for about 40 years now. We have lived in several states (now Texas) since we lived in Memphis...

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