- Banking
Effortless checking, maximum benefits
Our Share Draft checking account has no minimum balance, no fees, no transaction limits, no monthly service charges and YOU CAN EARN DIVIDENDS!
- Loans
Need new wheels?
We can help you purchase all kinds of vehicles: cars, trucks, motorcycles, ATVs, RVs, motor homes, boats…
- Business
A business banking program that works hard for you!
Our flexible, convenient Business Banking accounts never take a day off.
- Insure
Business loans
SECURE LOGINLoans for growing businesses… like yours.
Business Real Estate
- Owner-Occupied Property Purchase
- Owner-Occupied Property Refinance
- Expansion/Renovation of Owner-Occupied Property
- Investment Property Purchase/Refinance
- This type of real estate loan is secured by the subject property being purchased/refinanced or renovated.
Business Credit Card
- Increase the company’s buying power capability
- Allows your company to manage and track its expenses.
- Purchases for supplies, small capital improvements, etc.
- Allows purchase to be made on a company issued credit card rather than the business owner’s personal credit card.
- Fixed or Variable Rates
- 15 Year Terms
Installment/Term Loans
- Equipment needs for the business to expand operational capabilities
- Business-Use Vehicles
- Fixed or variable interest rates
- Flexible terms
Unsecured Line of Credit
- Ideal for Working Capital Needs for both growing companies and established companies.
- Manage Cash Flows and manage daily operation of your company
- Convenient online access options
- Ideal for Working Capital needs for both growing companies and established companies.
- Manage Cash Flows and manage daily operation of your company
- Convenient online access options
- Company’s Cash Flow should be able to payoff unsecured loan when fully amortized over a five (5) year period.
Secured Lines of Credit:
- Ideal for Working Capital needs for both growing companies and established companies.
- Manage cash flows and manage daily operation of your company
- Convenient online access options
- Lines may be secured by receivables, inventory, equipment, commercial real estate or investment property
- Manage cash flows and manage daily operation of your company
- Convenient online access options
Commercial Mortgage
- Owner-Occupied Purchase
- Owner-Occupied Refinance
- Expansion/Renovation of Owner-Occupied Property
- Fixed or Variable Rates
- Fixed or Variable Rates
- 15 Year Terms
Michelle Turner
I absolutely love my bank they are so helpful an always goes so hard for me my Grenada an Memphis family I love yalll
Lottie Baskerville
This place is a wonderful place. Friend people speak to you when you enter in the building and alway smile and happy to...
Monika Doyle
I love this bank! The Collierville branch has been nothing short of amazing! Christine has been wonderful for us, and...
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- Loans