Join Today
Menu
Menu
home-equity-line-of-credit

HELOC – use the value you have in your home

A home equity line of credit is a great source of available cash with a low interest rate

Make a Splash at Home

Finance the projects you’ve been dreaming about with a Southern Security HELOC

  • Borrow up to 100% of your home’s value
  • No closing on loans up to $50,000
  • Interest-only draw period for 10 years
  • Access funds conveniently through online banking

For HELOC call Kateyann Winstead Concepcion at 901.452.7900 ext. 1068

Apply Here
*Variable rate based on Prime Rate plus a margin of 0% to 3% determined by the LTV. Maximum LTV is 100%. Maximum APR is 18.00% and Minimum APR is 9.75% for 100% LTV; Maximum APR is 18.00% and Minimum APR is 6.75% for 80% LTV. Balances cannot be transferred from existing SSFCU loans or credit cards to an SSFCU HELOC. Loans are subject to approval criteria; not all applicants will qualify. Equal housing lender.

Home Buying Assistance

I'd like more information

© 2026 Southern Security Federal Credit Union.

Created by eBiz Solutions