- Banking
Effortless checking, maximum benefits
Our Share Draft checking account has no minimum balance, no fees, no transaction limits, no monthly service charges and YOU CAN EARN DIVIDENDS!
- Loans
Need new wheels?
We can help you purchase all kinds of vehicles: cars, trucks, motorcycles, ATVs, RVs, motor homes, boats…
- Business
A business banking program that works hard for you!
Our flexible, convenient Business Banking accounts never take a day off.
- Insure
Earn Rewards on No-Fee Balance Transfers
Earn 1 Reward Point for every $1 transferred or spent
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with a Southern Security Visa® Rewards Card.
Drive More
Pay Less Each MonthFinance qualifying new and used vehicles up to 84 months
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with no payment for 60 days
Download the
Southern Security
App Today!
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Make a Splash at Home
Finance the projects you’ve been dreaming about with a HELOC
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Make Your Move this Summer
10-30 year terms available, including Conventional and FHA
95% loan-to-value options
No pre-payment penalties
Minimal closing costs
SECURE LOGIN Learn MoreDownload Our Mobile App!
Google Play Store Apple StoreWe are excited to introduce our enhanced mobile banking app, designed to make managing your finances easier and more convenient than ever our mobile app allows you to do the following.
- Deposit Checks: No need to visit a branch or ATM. Simply open the app, select “Deposit,” and follow the easy steps to deposit your checks securely from your phone.
- Receive Alerts: Stay informed with customizable alerts for ACH activity, balance updates, and more. Choose to receive notifications via email, push notification, or text.
- Access Your Account Anywhere: Use our shared branching network to access your account at any shared branch location across the country.
- Manage Your Money on the Go: Transfer funds, make loan payments, and check your account balance anytime, anywhere.
Our mobile banking app is available for download on the Google Play Store and the Apple App Store. If you have any questions or need assistance, please don’t hesitate to contact us.
Our Preferred Visa offers 0.00% APR* for 6 months!
Find out more hereLooking for a great way to pay off you back-to-school expenses? Our Preferred Visa is a great option to consolidate your debt with 0.00% APR* for 6 months.
• No cash advance fee.
•No annual fee.
*Terms & Conditions Apply.
Find out more hereLearn how a Home Equity Line of Credit can help you!
• Borrow p to 100% LTV
• No closing cost on $50,000 or less
• Interest-only draw period for 10 years
• Access funds conveniently through online banking*Annual Percentage Rate. Terms & Conditions Apply.
Your Dream Home Starts Here
Find out more hereMake Home Ownership a Reality with Our Mortgage Loan Options
• Variety of terms (10-30 years)
• Conventional and FHA loans available
• 95% loan to value with no PMI with 20-year term
• Mortgage buying counselors available
Google Play Store
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""Are credit unions like banks? No, we're better.""Banks treat you like a number. We treat you like a MEMBER and an OWNER, because that’s what you are. We offer better rates, lower fees and superior service.
Serving over 20,000+ members across the US
Awarded Best Credit Union 7 years running
Included in over 300+ company benefit plans
Here are some customers that we helped reach their goals. We would love you to see here
We can help you too!
learn moreWe recently did a loan for a member who we’ve done several for over the years. He told our loan officer that he was so glad that he followed our advice to make sure that he pays all his bills on time as it would help elevate his credit score. Well, his hard work paid off! His score went from 630 in April of this year to a score of 726 in December. His interest rate went from 13.99% to 8.99% which decreased the life of his loan payment over $300 dollars!
Click here to view more case studies
Do you have credit card debt?
learn moreWe recently helped a member who had a credit card with over a $15,000 balance. Her interest rate was 21% and it was going to take her over 15 years to pay off this card. We were able to refinance that debit into a signature loan and get her out of debt in 4 years. This loan saved her over $7,000 in interest. She was very thankful that Southern Security was able to help her decrease her debt.
Greenpath Financial Wellness
Southern Security Credit Union has partnered with GreenPath Financial Wellness who is a trusted national nonprofit with more than 60 years of helping people build financial health and resiliency. Our partnership provides NFCC-certified counselors that give you options to manage credit card debt, student loans, and homeownership.
CLICK FOR MORE INFORMATION >>
We're a dynamic team & business experts
Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that’s through providing savings options, being a lending source or simply providing convenience, each member’s needs are unique.
What our customers are talking about us?View MoreRead MoreAnita F.
If you want the best, you should join this credit union. I have nothing bad to say about them. I can call during hours...
Read MoreJennifer B.
I cannot leave a better review of my credit union than five stars but they deserve the solar system of stars. They...
Read MoreMandy B.
I have been lucky enough to bounce around between the Bartlett, Collierville, & Chickasaw Gardens locations since 2016....
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