- Banking
Effortless checking, maximum benefits
Our Share Draft checking account has no minimum balance, no fees, no transaction limits, no monthly service charges and YOU CAN EARN DIVIDENDS!
- Loans
Need new wheels?
We can help you purchase all kinds of vehicles: cars, trucks, motorcycles, ATVs, RVs, motor homes, boats…
- Business
A business banking program that works hard for you!
Our flexible, convenient Business Banking accounts never take a day off.
- Insure
Download the
Southern Security
Mobile App!
Unlock your EQUITY
5.99% APR* for 6 months Home Equity Lines of Credit!
Borrow up to 100% LTV
No closing costs on $50,000 or less
* Annual Percentage Rate. **Terms & Conditions Apply.
SECURE LOGIN For more informationOur Rewards Visa!
Earn 2 Points for every $1.00 Spent on Gas & Groceries!
Rates as low as 15.00% APR*
No balance transfer fee**
One point on all other purchases
No annual fee
*Annual Percentage Rate. **Terms and conditions apply.
SECURE LOGIN For more information0.00% APR* for6 months!
ON OUR PREFERRED VISA
Rates start at 14.00% APR*
No annual fee
*Annual Percentage Rate. Terms & Conditions Apply.
SECURE LOGIN For more informationDownload Our Mobile App!
Google Play Store Apple StoreEasily manage your internet banking with the SSFCU mobile app. This app was designed to flow easier and look better than ever. Check your balances on the go with a simple swipe from the app icon. Quickly sign-in using touch ID or your password for specific account information. Breeze through transactions, payments, transfers, make deposits, and search for the closest branch location from your phone or tablet.
Our Preferred Visa offers 0.00 APR* for 6 months!
Find out more hereLooking for a great way to pay off you back-to-school expenses? Our Preferred Visa is a great option to consolidate your debt with 0.00% APR* for 6 months. With no annual fee, we have you covered to start the school year off right!
5.25% APR* for 6 months on a HELOC
Find out more hereLearn how a Home Equity Line of Credit can help you!
- Pay off holiday or summer expenses
- Pay off high interest expenses
- Home improvement projects
- Large purchases
- Student loan debt
*Annual Percentage Rate. Terms & Conditions Apply.
Make your MOVE
Find out more hereTake the hassle out of home buying with a low-rate Southern Security mortgage!
- No PMI on mortgages up to 20 year terms
- Borrow up to 95% loan to value
- Variety of terms and conditions
- Mortgage counseling available
Google Play Store
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"Are credit unions like banks? No, we’re better."Banks treat you like a number. We treat you like a MEMBER and an OWNER, because that’s what you are. We offer better rates, lower fees and superior service. At Southern Security, we’re all about you!
Serving over 20,000+ members across the US
Awarded Best Credit Union 4 years running
Included in over 300+ company benefit plans
Here are some customers that we helped reach their goals. We would love you to see hereWe can help you too!
We recently did a loan for a member who we’ve done several for over the years. He told our loan officer that he was so glad that he followed our advice to make sure that he pays all his bills on time as it would help elevate his credit score. Well, his hard work paid off! His score went from 630 in April of this year to a score of 726 in December. His interest rate went from 13.99% to 8.99% which decreased the life of his loan payment over $300 dollars!
Do you have credit card debt?
We recently helped a member who had a credit card with over a $15,000 balance. Her interest rate was 21% and it was going to take her over 15 years to pay off this card. We were able to refinance that debit into a signature loan and get her out of debt in 4 years. This loan saved her over $7,000 in interest. She was very thankful that Southern Security was able to help her decrease her debt.
Greenpath Financial Wellness
Southern Security Credit Union has partnered with GreenPath Financial Wellness who is a trusted national nonprofit with more than 60 years of helping people build financial health and resiliency. Our partnership provides NFCC-certified counselors that give you options to manage credit card debt, student loans, and homeownership.
CLICK FOR MORE INFORMATION >>We're a dynamic team & business experts
Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that’s through providing savings options, being a lending source or simply providing convenience, each member’s needs are unique.
What our customers are talking about us?Michelle Turner
I absolutely love my bank they are so helpful an always goes so hard for me my Grenada an Memphis family I love yalll
Lottie Baskerville
This place is a wonderful place. Friend people speak to you when you enter in the building and alway smile and happy to...
Monika Doyle
I love this bank! The Collierville branch has been nothing short of amazing! Christine has been wonderful for us, and...
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