A business service you can't live without

Deposits are now effortless. Sign up for Business Remote Deposit Capture and we’ll provide you with a scanner to connect to your computer. Scan paper checks and deposit the funds in a few simple steps. It’s quick and convenient, and it will save you a trip to a branch.

• Accelerates the availability of funds for better cash-flow management
• Available 24 hours a day, 7 days a week
• Saves processing costs
• Saves time by eliminating a trip to a branch
• Reduces the risk of fraud or loss due to theft or accident by processing checks on site
• Benefits the environment by reducing paper
• For Remote Deposit Capture application click here.

Positive Pay

Positive Pay helps prevent check fraud and strengthens internal controls by systematically comparing checks presented on your account against the checks you issue daily. It works by verifying check numbers and dollar amounts and then reporting discrepancies to you via the Internet. If you identify a fraudulent check in the provided list, simply notify us online by the cutoff time to return the item.

How Does It Work?

There are daily operations that are put in place with Check Positive Pay to help mitigate check fraud. As soon as you issue checks, just provide Southern Security with your check register containing the details of the checks you want to post to your account. You may upload your check register file directly from your PC via direct transmission or Business Online (BOL) import. You can even enter check details directly on our online portal.

When checks are presented for payment, we systemically compare the dollar amount and check number to the check register file ensuring a match. If the checks presented do not match, we will notify you of the exception items. Using the check information as well as a digital image of the check, you will need to review and decide whether you want the exception items to Pay or Return via Business Online. Check images may be reversed, enlarged, emailed, or forwarded to facilitate decision-making. All exception items without a decision will be returned once the decision period ends to ensure you are protected from fraudulent item posting.